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About Out-of-State Coverage

Extraterritorial coverage

Reporting options for Washington employers working out of state

Washington employers working in another state don't need to pay premium to L&I for out-of-state work if not required to do so under a reciprocal agreement and they meet all of the following requirements:

  • Have workers in that state for more than 30 days in a calendar year (January 1 through December 31).
    and
  • Insure the workers out of state and provide L&I with proof of this coverage (issued by the out-of-state insurer).
    and
  • Report all out-of-state work by Washington workers to L&I on out‑of‑state supplemental reports (no premium).
    and
  • Maintain all of the necessary reporting records.

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