Claim-Free Discount

Don't Leave Money on the Table

Small businesses that prevent workplace injuries can earn a Claim-Free Discount on their workers' compensation premium.

Most discounts start at 10% off the base rate* for the industry. As you hire more employees and your business grows, so can your discount rate. Some businesses earn discounts of up to 40%.

* Your total rate is made up of 4 rates that provide benefits when workers are hurt on the job. The Claim-Free Discount is applied to the accident rate, the medical aid rate, and the Stay at Work rate, but not the supplemental pension rate.


Watch the short video about Claim-Free Discounts:

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